Insurance and Risk Management

Insurance is a form of risk management primarily used to hedge against the risk of a possible loss. Insurance involves a guaranteed small loss to prevent a large devastating loss and transfers the risk from one party to another in exchange for a premium. The insurance quotes determine the amount, the insurance premium, to be charged for a certain amount of insurance coverage. This is true for any insurance, be it health insurance, auto insurance, life insurance, home insurance, business insurance, disability insurance, property insurance, credit insurance or liability insurance. The insurance rate is a reflection of risk liability; cheap health insurance or cheap car insurance cover low risk situations. Risk assessment is the key step for both insurance companies and the insured. Vedic Astrology can provide us guidance in decision making by assessing at least the major involved risks.

Vedic astrology has many methods to estimate the length of life from the individual horoscope. Major sickness and diseases of an individual can be identified and their time period of occurrence can be determined.This will lead to affordable health insurance by insurance companies. Fire, accidents, injuries to an individual can also be analyzed from the individual vedic horoscope and dasha mahadasha analysis can be used to delineate the timing of events. For businesses, their periods of growth, loss and causes of loss can be identified. All of these Vedic astrological analysis can aid both the insurance companies and insured individuals and businesses in assessing risk and risk management effectively.

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